Margao, October 9: The Post Graduate Department of Commerce of VVM’s Shree Damodar College of Commerce & Economics, Margao, organised a seminar titled “Art of Budgeting – Basics of Personal Finance” on October 9, 2026, in association with the Securities and Exchange Board of India (SEBI) and the ICAI Goa Branch (WIRC), under the aegis of the Financial Markets & Investors’ Awareness Committee (FM&IAC) of ICAI. The seminar aimed to promote financial literacy and encourage responsible money management among participants.
The seminar featured Ms. Rajani U. Agadi, General Manager, SEBI, and CA Venkataraman Saripalle, Managing Partner, Ketkar and Saripalle, Chartered Accountants, Margao, Goa, as resource persons. CA Vinayak Dhummatkar, Chairman of the ICAI Goa Branch was also present for the seminar.
Ms. Rajani Agadi explained SEBI’s role in regulating and developing the securities market and protecting investors. She discussed various investment avenues, including shares, mutual funds, bonds and alternative investment products, highlighting the importance of safety, liquidity, returns and diversification while making investment decisions. She also sensitised participants to investment risks, unregistered intermediaries, financial frauds and scams. CA Venkataraman Saripalle, elaborated on essential personal finance practices, including budgeting, tracking income and expenditure, regular saving, investment and tax planning, and insurance. He emphasised on disciplined investing, diversification, risk-return assessment and the importance of avoiding financial myths and overtrading. He encouraged participants to plan their finances within their means and make informed financial decisions.The seminar concluded with an interactive question-and-answer session, enabling participants to clarify their queries on budgeting, investment and financial planning. The seminar encouraged responsible money management, informed investment choices and awareness of financial risks, contributing to the development of financially literate and responsible individuals.
